:root{
  --ink:#10243b;--ink2:#263b54;--muted:#66778b;--paper:#fbfcfe;--soft:#f2f6f8;
  --line:#dfe7ed;--accent:#0d8b72;--accent2:#dff5ef;--blue:#eef5ff;--gold:#b88a37;
  --danger:#ad4939;--warn:#8f6c29;--white:#fff;--shadow:0 24px 70px rgba(16,36,59,.12);
  --r:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--paper);color:var(--ink);line-height:1.55}
button,input,select,textarea{font:inherit}button{cursor:pointer}a{text-decoration:none;color:inherit}
.top-note{background:#0d1a2b;color:#dce5ee;padding:8px 18px;text-align:center;font-size:11px}
.header{max-width:1220px;margin:auto;padding:17px 24px;display:flex;align-items:center;justify-content:space-between;position:sticky;top:0;z-index:40;background:rgba(251,252,254,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(223,231,237,.7)}
.brand{display:flex;align-items:center;gap:12px}
.brand-mark{min-width:86px;height:42px;border-radius:14px;background:var(--ink);color:#fff;display:grid;place-items:center;font-weight:900;font-size:12px;letter-spacing:.08em;box-shadow:0 10px 25px rgba(16,36,59,.15)}
.brand-copy{display:flex;flex-direction:column;line-height:1.08}.brand-copy strong{font-size:14px}.brand-copy small{font-size:10px;color:var(--accent);font-weight:900;letter-spacing:.12em;margin-top:4px}
.nav{display:flex;align-items:center;gap:22px;font-size:13px;font-weight:700}.nav a:hover{color:var(--accent)}
.btn{border:0;border-radius:13px;padding:12px 17px;font-weight:800;display:inline-flex;align-items:center;justify-content:center;gap:7px;transition:.18s}
.btn:hover{transform:translateY(-1px)}.btn-primary{background:var(--accent);color:white;box-shadow:0 12px 26px rgba(13,139,114,.2)}.btn-soft{background:var(--accent2);color:#0d705e}.btn-outline{background:#fff;border:1px solid var(--line);color:var(--ink)}.btn-dark{background:var(--ink);color:#fff}.btn-white{background:#fff;color:var(--ink)}
.hero{max-width:1220px;margin:auto;padding:68px 24px 44px;display:grid;grid-template-columns:1.08fr .92fr;gap:50px;align-items:center}
.eyebrow{display:inline-block;color:var(--accent);font-size:11px;font-weight:900;letter-spacing:.13em;text-transform:uppercase;margin-bottom:12px}
.hero h1{font-family:"Playfair Display",serif;font-size:clamp(46px,6vw,74px);line-height:.98;letter-spacing:-.045em;margin:0}.hero h1 span{color:var(--accent)}
.hero p{font-size:17px;color:var(--muted);max-width:700px;margin:22px 0}
.hero-actions{display:flex;gap:10px;flex-wrap:wrap}.trust{display:flex;gap:18px;flex-wrap:wrap;font-size:12px;color:#647488;margin-top:23px;font-weight:700}
.hero-box{background:#fff;border:1px solid var(--line);border-radius:30px;padding:26px;box-shadow:var(--shadow)}
.hero-box h2{margin:5px 0 16px;font-size:24px}.home-search{display:flex;border:1px solid var(--line);border-radius:15px;overflow:hidden;background:#fbfcfd}.home-search input{flex:1;border:0;outline:0;background:transparent;padding:14px}.home-search button{border:0;background:var(--accent);color:#fff;font-weight:800;padding:0 15px}.help{font-size:10px;color:#8492a2;margin-top:7px}.quick{display:flex;flex-wrap:wrap;gap:7px;margin-top:15px}.quick button{border:1px solid var(--line);background:#fff;border-radius:999px;padding:7px 10px;font-size:11px;font-weight:800;color:var(--ink2)}
.now-card{margin-top:20px;border-radius:18px;background:#10243b;color:#fff;padding:17px}.now-card strong{display:block;font-size:13px}.now-card span{display:block;color:#c8d4df;font-size:11px;margin-top:3px}
.ad{max-width:1160px;margin:15px auto;border:1px dashed #cfd9e2;border-radius:16px;padding:12px;text-align:center;min-height:78px;color:#9ba7b4;font-size:11px;background:#fff}
.section{max-width:1220px;margin:auto;padding:72px 24px}.soft{max-width:none;background:var(--soft);padding-left:max(24px,calc((100vw - 1172px)/2));padding-right:max(24px,calc((100vw - 1172px)/2))}
.section-head{display:grid;grid-template-columns:1.2fr .8fr;gap:35px;align-items:end;margin-bottom:30px}.section-head h2{font-size:36px;line-height:1.08;letter-spacing:-.035em;margin:0}.section-head p{margin:0;color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(5,1fr);gap:13px}.grid3{grid-template-columns:repeat(3,1fr)}
.tool{background:#fff;border:1px solid var(--line);border-radius:22px;padding:21px;min-height:270px;display:flex;flex-direction:column;position:relative;transition:.18s}.tool:hover{transform:translateY(-3px);box-shadow:0 15px 38px rgba(16,36,59,.08)}
.tool.dark{background:#10243b;color:#fff;border-color:#10243b}.tool.green{background:linear-gradient(145deg,#fff,#eefaf7);border-color:#d2ece5}.num{position:absolute;right:16px;top:15px;color:#a0adba;font-size:10px;font-weight:900}.icon{width:50px;height:50px;border-radius:15px;background:#edf3f7;display:grid;place-items:center;font-weight:900;font-size:10px;letter-spacing:.04em}.dark .icon{background:rgba(255,255,255,.1)}.green .icon{background:var(--accent2);color:#0d705f}
.tool h3{font-size:17px;line-height:1.2;margin:19px 0 8px}.tool p{font-size:12px;color:var(--muted);margin:0 0 18px}.dark p{color:#c8d4df}.tool-link{margin-top:auto;border:0;background:transparent;text-align:left;padding:0;color:var(--accent);font-size:12px;font-weight:900}.dark .tool-link{color:#8ee0cd}
.private{max-width:1172px;margin:40px auto 80px;background:linear-gradient(135deg,#0e2035,#183e50);color:#fff;border-radius:28px;padding:38px;display:flex;align-items:center;justify-content:space-between;gap:30px}.private h2{font-size:31px;margin:0 0 8px}.private p{margin:0;color:#c7d4df;max-width:760px}
footer{max-width:1172px;margin:auto;border-top:1px solid var(--line);padding:35px 0 50px;display:grid;grid-template-columns:1.1fr .8fr .8fr;gap:35px;font-size:12px;color:#6d7d8e}footer>div{display:flex;flex-direction:column;gap:8px}footer strong{color:var(--ink)}
.overlay{position:fixed;inset:0;background:rgba(7,17,29,.58);z-index:100;display:grid;place-items:center;padding:18px;backdrop-filter:blur(8px)}.overlay[hidden]{display:none}
.modal{width:min(820px,100%);max-height:90vh;overflow:auto;background:#fff;border-radius:28px;padding:31px;box-shadow:var(--shadow);position:relative}.close{position:absolute;right:16px;top:14px;width:38px;height:38px;border:1px solid var(--line);border-radius:50%;background:#fff;font-size:22px;color:#66778b}
.modal h2{font-size:30px;letter-spacing:-.035em;margin:3px 0 7px}.muted{color:var(--muted)}
.form{display:grid;grid-template-columns:1fr 1fr;gap:13px;margin-top:20px}.wide{grid-column:1/-1}.form label{display:flex;flex-direction:column;gap:6px;color:#536579;font-size:11px;font-weight:800}.form input,.form select,.form textarea{border:1px solid var(--line);border-radius:13px;padding:12px 13px;outline:0;background:#fbfcfd}.form input:focus,.form select:focus,.form textarea:focus{border-color:var(--accent);box-shadow:0 0 0 3px var(--accent2)}
.status{margin-top:16px;border:1px solid var(--line);border-radius:16px;padding:14px;background:#fafbfd;font-size:12px}.status.ok{background:#f2faf8;border-color:#d4eae4;color:#315f55}.status.err{background:#fff7f5;border-color:#efd4cf;color:#943f32}.status.warn{background:#fffbf2;border-color:#ecdfbc;color:#7e6427}
.results{margin-top:17px;border:1px solid var(--line);border-radius:20px;overflow:hidden}.results-head{background:#10243b;color:#fff;padding:17px 19px;display:flex;justify-content:space-between;gap:15px;align-items:flex-start}.results-head h3{margin:0;font-size:18px}.results-head p{margin:4px 0 0;color:#c9d6df;font-size:11px}.badge{border-radius:999px;padding:6px 9px;background:var(--accent2);color:#0d705f;font-size:9px;font-weight:900;white-space:nowrap}.results-grid{display:grid;grid-template-columns:1fr 1fr}.result-item{padding:14px 17px;border-bottom:1px solid #edf1f4}.result-item:nth-child(odd){border-right:1px solid #edf1f4}.result-item small{display:block;color:#8a98a7;text-transform:uppercase;letter-spacing:.08em;font-size:8px;font-weight:900;margin-bottom:4px}.result-item strong{font-size:12px;overflow-wrap:anywhere}
.search-results{margin-top:8px;border:1px solid var(--line);border-radius:15px;overflow:hidden;max-height:310px;overflow-y:auto}.search-result{display:block;width:100%;text-align:left;border:0;border-bottom:1px solid #edf1f4;background:#fff;padding:11px 13px}.search-result:hover{background:#f2faf8}.search-result strong{display:block;font-size:12px}.search-result span{display:block;color:#68798b;font-size:10px;margin-top:2px}.search-result small{color:var(--accent);font-size:9px;font-weight:900}
.tax-panel{margin-top:17px;background:linear-gradient(145deg,#10243b,#173a4a);border-radius:20px;color:#fff;padding:20px}.tax-panel h3{margin:0 0 4px}.tax-panel p{color:#cad6df;font-size:11px;margin:0}.tax-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:9px;margin-top:15px}.tax-cell{background:rgba(255,255,255,.08);border-radius:13px;padding:11px}.tax-cell small{display:block;color:#aebfcb;font-size:8px;text-transform:uppercase;letter-spacing:.08em}.tax-cell strong{display:block;font-size:18px;margin-top:2px}.legal{margin-top:11px;border-top:1px solid rgba(255,255,255,.12);padding-top:11px;font-size:10px;color:#b9c7d2}
.timeline-wrap{margin-top:22px}.legend-row{display:flex;gap:7px;flex-wrap:wrap;margin-bottom:18px}.legend-row span{padding:6px 9px;border-radius:999px;font-size:8px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}.past{background:#edf1f5;color:#607184}.current{background:var(--accent2);color:#0d705f}.future{background:#10243b;color:#fff}
.timeline{display:grid;gap:11px}.year{display:grid;grid-template-columns:100px 1fr;border:1px solid var(--line);border-radius:18px;background:#fff;overflow:hidden}.year-label{padding:18px;background:#f4f7f9;display:flex;flex-direction:column;justify-content:center}.year-label strong{font-size:20px}.year-label span{font-size:8px;text-transform:uppercase;letter-spacing:.08em;font-weight:900;color:#7a8998}.year-body{padding:17px}.year-body h3{margin:0 0 7px;font-size:16px}.norms{display:flex;flex-wrap:wrap;gap:6px;margin-top:9px}.norm{background:#eef5f3;border:1px solid #d7e9e4;border-radius:10px;padding:7px 9px;font-size:9px;font-weight:800}.year.now{border:2px solid var(--accent);box-shadow:0 12px 32px rgba(13,139,114,.1)}.year.now .year-label{background:var(--accent);color:#fff}.year.now .year-label span{color:#d7f4ec}
.is-box{margin-top:14px;border-radius:16px;background:#fff8eb;border:1px solid #ead8ae;padding:14px}.is-box strong{color:#7e6024}.is-box p{font-size:11px;color:#7a6a48;margin:4px 0 0}
@media(max-width:980px){.hero{grid-template-columns:1fr}.grid{grid-template-columns:repeat(2,1fr)}.grid3{grid-template-columns:1fr 1fr}.tax-grid{grid-template-columns:1fr 1fr}}
@media(max-width:720px){.nav{display:none}.header{padding:14px 16px}.hero,.section{padding-left:17px;padding-right:17px}.hero h1{font-size:47px}.section-head{grid-template-columns:1fr}.grid,.grid3{grid-template-columns:1fr}.private{margin-left:17px;margin-right:17px;flex-direction:column;align-items:flex-start}.form{grid-template-columns:1fr}.wide{grid-column:auto}.results-grid{grid-template-columns:1fr}.result-item:nth-child(odd){border-right:0}.tax-grid{grid-template-columns:1fr 1fr}.year{grid-template-columns:76px 1fr}footer{margin:0 17px;grid-template-columns:1fr}}

.consult-grid{grid-template-columns:repeat(3,1fr)}
.private-actions{display:flex;gap:9px;flex-wrap:wrap;justify-content:flex-end}
.btn[disabled]{opacity:.45;cursor:not-allowed;transform:none}
.consent{flex-direction:row!important;align-items:flex-start!important}
.consent input{width:auto!important;margin-top:4px}
@media(max-width:980px){.consult-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:720px){.consult-grid{grid-template-columns:1fr}.private-actions{justify-content:flex-start}}